SUNSHINE & HURRICANE
Session Fees and Insurance
I am currently in network and accept the following insurance plans:
United Healthcare / Optum
Cigna / Evernorth
Private Pay Clients: Payment is expected after each session and is collected through the Simple Practice portal.
In Office Session or Teletherapy Session Fees for Private Pay / Out of Network:
$140.00 per 50-55 minute session
All sessions will start and end at the designated time out of respect for all clients.
Out of Network Reimbursement
If you would like to file for insurance reimbursement, we will provide statements for you to submit. These statements will be typed up and emailed to you upon request.
We have found that some insurance companies reimburse as much as
50-100% of out-of-network services.
Please check your coverage for out-of-network mental health services by asking your insurance company the following questions:
· Do I have mental health insurance benefits?
· What is my deductible, and has it been met this year?
· How many sessions per year does my health insurance cover?
· What is the coverage amount per therapy session?
· Do I need a referral from my primary care physician?
Good Faith Estimates
You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.